HOME | INVESTOR RELATIONS | LOCATIONS | CONTACT
SECURITY BANK OF CALIFORNIA
ONLINE BANKING
Demo: Personal | Business
New Enrollment
Login ID
Password
first time user
forgot password
Business Banking Services: SBA Lending

The Small Business Administration (SBA) loan programs offered through Security Bank of California's provide attractive financing for small to mid-sized businesses. Loans are available for most business purposes or expansion needs. Repayment terms are generally longer than conventional loans programs, which can have a positive impact on your company's monthly cash flow.

WHY SBA?
 Up to 90% financing available on real estate acquisitions
 Longer repayment terms - up to 25 years for real estate
 Competitive Rates

ELIGIBLE LOAN PURPOSES
 Working capital
 Inventory purchase
 Machinery, equipment, furniture and fixture purchases
 Commercial real estate purchase and construction

ELIGIBLE SMALL BUSINESSES
 A for-profit entity, sole proprietorship, partnership, corporation or LLC corporation
 Independently owned and operated
 Meet size standards established by the SBA
 
LOAN AMOUNTS AND INTEREST RATE
 Loans from $50,000 to $5 million
 Competitive interest rates

LOAN MATURITIES
 Working capital and inventory: 7-10 years
 Machinery and equipment: up to 15 years
 Commercial real estate: up to 25 years

QUALIFYING CREDIT STANDARDS
 Adequate primary source of repayment (i.e., cash flow from operations)
 Secondary source of repayment (i.e., collateral consisting of real estate and/or fixed assets.)
 Personal guarantees of individuals whose ownership in the company is 20% or more
 Management ability/experience
 Good credit history

For additional information, please call or email our SBA Professionals:
 
Kristine Chung, Executive Vice President
(951) 368-2274
kchung@SecurityBankca.com
Francisco Navas, Senior Vice President
(951) 368-2275
fnavas@SecurityBankca.com
 


Member FDIC |   Equal Housing Lender Equal Housing Lender


Home   |   Fraud Prevention & Internet Security   |   Privacy Statement   |   Locations   |   Contact   |   Investor Relations

© Copyright 2007 Security Bank of California